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  • F M Bank | Where Banking Is Easy!
    Locally owned and operated, F M Bank is headquartered in Lodi, California and proudly serves communities from the East Bay to Sacramento, and Merced
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    Online Mobile Banking Bank whenever, wherever, on nearly any device Includes free online banking, mobile banking, and eStatements Manage all your money, from loan payments to fund transfers Learn More
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    © 2026 F M Bank of Central California • Privacy policy • Member FDIC • Equal Housing Lender
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    To access Online Banking via a web browser, you need a computer or mobile device with an internet connection and a current version of one of the following recommended browsers: To access Mobile Banking, you need an Apple or Android mobile device (e g , smartphone or tablet), and current version of the “F M Bank EZ Banking” app
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    Worry-Free® Checking 1 Free checking describes that the account has no monthly service or maintenance fees; other fees such as overdraft, (non-F M Bank) ATM surcharge, etc may apply 2 Ask your banker for information on the terms and conditions of these services Effective 7 1 2022 Refer to the Customer Agreement Schedule of Charges, Book I II, for additional information on account
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    Worry-FREE Checking® 1 Free checking describes that the account has no monthly service or maintenance fees; other fees such as non-sufficient funds, overdraft, foreign (non-F M) ATM surcharge, etc may apply 2 Ask your banker for information on the terms and conditions of these services Effective 4 1 2021 Refer to the Customer Agreement Schedule of Charges, Books I II, for additional
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    F M Bank is committed to keeping your personal and financial information private and safe Please do not use the form below to send any sensitive (financial or personal) information to us, such as your Social Security Number, account or credit card numbers, date of birth, etc Alternatively, please visit your local branch or call the number listed below To Contact F M Bank Main Office: 121 W
  • Locations Hours | F M Bank | Lodi, CA - Modesto, CA - Walnut Creek, CA
    We'd love to see you in person! Please feel free to drop into any branch location near you





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