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  • Deposit Insurance Fund - FDIC. gov
    One way the FDIC maintains stability and public confidence in the U S financial system is by providing deposit insurance The primary purposes of the Deposit Insurance Fund (DIF) are: (1) to insure the deposits and protect the depositors of insured banks and (2) to resolve failed banks
  • Depositors Insurance Fund – Insuring deposits in Massachusetts since 1934.
    Insuring deposits in Massachusetts since 1934 Copyright © 2026 Depositors Insurance Fund All Rights Reserved
  • Deposit Insurance Fund (DIF): What It Is and How It Works
    The money in the Deposit Insurance Fund (DIF) is set aside to pay back the money lost due to the failure of a financial institution Insurance payments made by banks fund the DIF
  • What Is DIF Insurance (Massachusetts Depositors Insurance Fund) - How . . .
    You’ve heard of FDIC insurance, but how about DIF insurance? Learn more about the important Depositors Insurance Fund available in many Massachusetts banks
  • Fund Management - FDIC. gov
    The FDIC manages the level of the Deposit Insurance Fund (DIF) to maintain public confidence in the U S financial system and to resolve failed banks
  • About Us – Depositors Insurance Fund
    Established by the Massachusetts legislature in 1934, the Depositors Insurance Fund (DIF) is a private, industry-sponsored insurance fund that insures all deposit accounts above Federal Deposit Insurance Corporation (FDIC) limits at its member banks
  • Assessment Methodology Rates - FDIC. gov
    For more information: Deposit Insurance Assessments - FDIC Division of Finance provides a comprehensive overview of deposit insurance assessments for bankers, including information on the quarterly invoicing process, compliance reviews of assessment reporting, and prior period rates Assessments Regulations – See FDIC’s most recent assessments rules Historical Assessment Rate Schedules (PDF)
  • Member Banks – Depositors Insurance Fund
    Bank Name Website Link City
  • Assessment Calculators - FDIC. gov
    The FDIC uses a risk-based pricing system to determine assessment rates for small, large, and highly complex institutions These calculators can be downloaded and used to estimate insurance assessment rates for future quarters The calculators contain all public financial data but also allow the user to enter their own non-public data
  • Historical Designated Reserve Ratio - FDIC. gov
    The Federal Deposit Insurance Act (FDI Act) requires that the FDIC Board of Directors (Board) designate a reserve ratio for the Deposit Insurance Fund (DIF or fund) and publish the designated reserve ratio, or DRR, before the beginning of each calendar year





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